Head of Insurance – Property & Casualty (P&C)

Real Estate Owner, Operator, and Developer is seeking an experienced Property & Casualty insurance professional to build and lead an internal insurance division. This individual will be responsible for developing the company’s P&C insurance strategy, securing proper licensing and carrier/broker relationships, designing programs to support our real estate portfolio, and ultimately building a team and scalable operating model. This is a rare ground-up build opportunity for a self-starter with both technical expertise and entrepreneurial drive.

Responsibilities:

Strategy & Division Buildout

• Develop and execute the strategy for launching an in-house P&C insurance division supporting a sizable real estate portfolio.
• Determine optimal structure (captive, brokerage, MGA, or hybrid), licensing needs, and long-term operating model.
• Build processes, policies, compliance framework, and technology infrastructure for insurance operations.

Insurance Operations

• Lead policy placement, risk assessments, renewals, and claims management for all property and casualty lines.
• Establish and manage carrier, broker, TPA, and vendor relationships.
• Analyze risk exposure across the portfolio and implement risk mitigation programs.

Financial & Business Performance

• Build business plan and financial model for the division, including projected premium volume, revenue, loss ratios, and ROI.
• Create reporting dashboards on insurance performance and present recommendations to leadership.
• Evaluate feasibility of forming a captive or self-insurance solutions.

Team Leadership

• Hire and develop insurance and risk management staff as division grows.
• Provide training to internal stakeholders on insurance programs, coverage, and compliance.

Qualifications

• 8+ years of experience in Property & Casualty insurance; background with real estate, construction, or habitational risk strongly preferred.
• P&C Licensed; additional insurance designations a plus (CPCU, ARM, AINS, CIC).
• Experience launching or scaling an insurance program, brokerage division, MGA, captive, or similar entrepreneurial initiative.
• Strong understanding of commercial property, liability, and umbrella coverages.
• Proven ability to build process, structure, and strategy in a start-up or build-out environment.
• Strong relationship management, negotiation, and leadership skills.